Home Buyers

 

 

If you are a  commitment prospective buyer you should get through the first stage on your own, with the help of friends and family members.

The road between contemplation and being ready to commit to buying a house is arduous and emotional.  The best use of my time and skills is to contact me after you  have done some preliminary footwork.

Part of this background work is figuring out whether you're ready to be a homeowner — financially, psychologically and emotionally. First, you will need to talk with a lender.  I have many I work with and will be happy to make a recommendation.  If your credit history is less than shiny, you're probably better off renting while you buy down your debts and polish up your record.

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Figuring out what you want
No matter how well you can picture your dream house and communicate your ideal the house you finally fall in love with may have little resemblance to the image you started out with. But you have to begin somewhere, and a detailed wish list is a great head start. Your wish list might look like this, in order of priority:

  • Two bedrooms, two baths
  • Safe, quiet neighborhood
  • Garden
  • No major repairs needed
  • Near close friends or family members
  • Close to downtown
  • Style of home detached or attached
  • Lots of natural daylight
  • Parking
  • Good investment with excellent resale potential
  • Affordable property taxes
  • Neighborhood matches family personality, culturally and politically
  • Enclosed laundry area
  • Walk-in closet in master bedroom
  • Storage space for sports equipment
  • Gas hookup for stove
  • Back deck or patio
  • Close to work, schools, church
  • Finished basement for office or guest room
  • Hardwood floors
  • French doors leading to backyard
  • Close to public transportation

Now, how would the list change if you had to settle for only 10 of your wishes in your price range? If you had to narrow it to five, would your top priorities be different?

Prudential Real Estate brokerage services are offered through the independently owned and operated network of broker member franchisees of Prudential Real Estate Affiliates, Inc., a Prudential Financial Company.